This privacy policy describes how ‘FINBUD PAY - CREDIT LINE' or 'FINBUDCREDIT ‘ hosted by 'NOX INFOTECH' collects and uses the personal information you provide when you use our app or visit our app '‘FINBUD PAY - CREDIT LINE' .
In order to help us further identify you, we may also gather information about the device you are using to access the services or the Site, including any information about the device, its location, IP address of the device and any other information sent to us by the device. We may also gather information about your use of our Site or any merchant website, including your interaction with the credit line application, your past use of the ‘FINBUDCREDITservice; any past purchases that you’ve made using the service and any actions you have taken relating to your application.
You can ask us any questions about your personal information at any time by Emailing to: support@finbudcredit.com
App accesses, collects, uses, and shares your data :
1. Our app may further collect the following information for providing credit line to users, to uniquely identify you and prevent fraud and unauthorized access by fraudsters. Any acceptance or denial of such permissions may affect your approval process.
2. We may collect your name, address, contact number, and email address to identify and secure your account with ‘FINBUD PAY - CREDIT LINE or FINBUDCREDIT ‘
3. We may use cookies to collect information about you. This information is used to help our marketing efforts and improve our services and enhance user experience. No confidential information is stored. You can control the use of cookies at the individual browser level. If you reject cookies, you will be unable to use our services.
4. We retain your information in our database for as long as your account is active or is required to comply with our legal obligations, to resolve disputes and/or enforce our agreements.
5. We work with many partner merchants and vendors. We may share your information with any of our vendors or partners which allows them to perform the service which they have agreed with us. In each case, such exchange is governed by data security agreements to prevent sharing of your information (except in cases where any part of the information needs to be shared to provide services or is required by law).
6. We may also share your information in response to a judicial proceeding, court order or legal process or for the purpose of preventing fraud or criminal activity, as mandated by the law or to protect our legal rights.
7. We may also use your information to reduce the risk of fraudulent activities. For this reason, some of our employees and representatives will have access to your information. In this case, employees must comply with our data privacy policies to keep all such information confidential.
Secure data handling procedures for personal and sensitive user data
1. We maintain strong security safeguards to ensure the security and confidentiality of your personal information, protect against any anticipated threats to the security of your personal information, protect against unauthorized access to your information, and ensure the proper disposal of your personal information. We have adopted a comprehensive security policy that complies with laws and regulations and reflects industry standards.
2. Our security policy requires us to consistently monitor the risk of any threats to the administrative, technical, and physical safeguards we have put in place to protect your information. The safeguards include, at a minimum, firewalls and data encryption and restricting access to your personal information only to those employees who have a need to know such information to carry on our operations. Further, access to our physical office is restricted only to our employees and representatives. These safeguards are reviewed and adjusted periodically based on ongoing risk assessments.
This privacy policy only covers your use of our services or access ‘FINBUD PAY - CREDIT LINE or FINBUDCREDIT.COM ‘ . Our merchant partners may have different policies governing the use of your information. It is advised that you review said policies from the merchant website to understand how the information you provided to the merchant or accessed by the merchant might be used by the merchant.
We comply with all rules and regulations (applicable on Services provided by FINBUDCREDIT and its subsidiaries or affiliates) mandated by the government of India. These rules are regularly updated by the concerned authorities and our legal team ensures that we remain law compliant.
Employees of ‘FINBUDCREDIT’ are regularly sensitized about the importance of confidentiality and privacy. Management will take steps necessary to ensure only employees with a legitimate business reason for knowing personally identifiable customer information shall have access to such information. To the extent practicable, access will be limited by computer access codes and granting limited access to areas in which sensitive customer information is retained. Employees will be informed at the time of their initial employment of these standards. Violation of this policy through misuse of sensitive information will result in disciplinary action against the offending individual.
Data retention and deletion policy
You can raise a request to delete your data at any time via email request or telephone communication
You can reach us any time at support@finbudcredit.com or help@finbudcredit.com
For any disputes , you can call us at +91 9072151701